Personal Lines
In Florida, between the months of May and November, hurricane landfall is an ever-present possibility. During hurricane season, the probability of flooding dramatically increases. If you have not purchased flood insurance and are concerned about flood damage to your home or business, do not hesitate to contact us. Please take note that there is a mandatory 30-day waiting period before coverage begins.
Commercial Lines
There is much competition in the commercial insurance and workers compensation business. Cecil W. Powell & Company provides a team of experts who work for your company to secure the best coverage at the best price. Your business structure is analyzed and proposals are tailored to meet specific corporate needs.
Employee Benefits & Financial Planning
Whether you are an individual company or a multi-state employer conducting business throughout the United States, Cecil W. Powell & Company offers benefit coverage and financial planning tailored to fit your needs.
A Section 125 Plan or 401k Benefit Plan is a simple way to save money and enhance your benefits package. Contributing the most you can afford to your company's 401k (up to the maximum allowed by law) is a great personal investment. This before tax accumulation and growth beats anything in the marketplace for most individuals.
Surety & Fidelity Bonding
With the amount of construction being done in Jacksonville, the bond department at Cecil W. Powell & Company is booming. If your business requires bonding, you may want to establish a Bonding Line.
Life
Your chances of becoming disabled and unable to work are much more likely than your chances of dying. A Disability Income Policy is one of the best ways to protect your financial condition, should you be unable to work due to sickness or injury.
Health
Long Term Care is an important consideration for individuals already retired or nearing retirement. There are many expenses for care that are not covered by health plans or Medicare. Your financial nest egg can be depleted rapidly unless you carry long term care insurance. |
